Cannasure’s Employment Practices Liability (EPL) Insurance provides industry-leading coverage for defense costs and damages related to various employment-related claims (including Wrongful Termination, Discrimination, Workplace Harassment, and Retaliation).

Through cutting-edge products, prompt and flexible Underwriting response, and fair and professional Claims service, Cannasure’s EPL offering creates a stable market for Agents, Brokers, and Policyholders.

TERMS INCLUDE

  • Intellectual Property Rights Exclusion Endorsement
  • Cannabis / Reg Exclusion with a CARVEBACK for EEOC and other similar employment agencies
  • Best Effort Allocation
  • W&H Defense only sublimit with a separate Retention
  • Immigration Sublimit
  • Sublimit for Workplace Violence Expenses

PRODUCT HIGHLIGHTS

  • Limits up to $2M
  • Minimum $35K SIR (outside of CA)
  • Minimum $50K SIR (CA)
  • Additional Coverage – Fiduciary with the EPL (limits up to $2M)

CLASSES CONSIDERED

  • Biotechnology (pre or in clinical trials) utilizing cannabis compound(s)
  • Producer of Cannabis
  • Dispensary of Medicinal Cannabis
  • Producer, distributor, or retailer of CBD products
  • Cannabis business advisement or management consultant
  • Farmland for Cannabis products (REIT or not)
  • Cannabis harvesting, production, distribution or research equipment/inputs/quality control
  • Cannabis Research and Development
  • Miscellaneous businesses involved in the cannabis industry
  • Any business that has any part of its business operations involved in the cannabis industry

NATIONAL COVERAGE

“A” RATED CARRIER (VIA A.M. BEST)

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EPL Insurance Application

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